Welcome to the Rough Penny
Building wealth and wisdom, one penny at a time
Most Recent Posts
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How much do I need determine retire? ( or how do I determine my savings objectives? )
” As in all successful ventures, the foundation of a good retirement is planning. ” – Earl Nightingale ” The […]
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The case paying off (or down) your mortgage
” I did a study recently and 100% of all paid homes never end up in foreclosure! ” – Dave […]
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What high fees can do to your Tax-Free Savings Account (TFSA)
Compound is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays […]
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The Story
It started with a single penny — one I found on the sidewalk during a walk I almost didn’t take. It was worn, scratched, barely noticeable. But something about it made me stop. That penny reminded me of something important: value isn’t always obvious. Sometimes, it takes slowing down to see it.
The Rough Penny was born from that moment. This blog is my corner of the internet where I share honest reflections, tools, and stories about navigating life intentionally — even when it’s messy, imperfect, or uncertain. Whether I’m writing about money, mindset, or moments that make us pause, my hope is that you find something here that resonates.
Because just like that scuffed-up coin, there’s beauty in the overlooked and power in the simple.